I would buy a nice house with a nice yard, I would buy a completely overkill PC, I would pay off my family's debt, and I would buy my family a vacation. Then whatever else I have would go towards charity/stocks.
If I had a million dollars I would open up a certificate at my bank and let it sit while I work a regular job. Once I get tired and no longer feeling like working after a couple years I would be sitting on a few millions and not a single million. :sleepy: